Terms of Service

Draft. No effective date — this document is not in force.

Placeholder. Not legal text and not legal advice. The headings below are the ones this agreement needs. The text under them describes what belongs there. Replace this document entirely before any person can agree to it.

1. Who these terms are between

The supplying entity's legal name and registered address, and the definition of "you" — including whether a business account binds an organisation as well as the individual clicking.

2. What the service is

A description of what is supplied: software licensed for use, access to a data corpus under quota, and the entitlement service that decides both. It is worth being explicit about what is not supplied, because the gap is where disputes live.

3. What this is not

The section this product cannot omit. Nothing supplied is investment advice, a recommendation, a solicitation, or a promise about results, and no regulated investment service is provided. The customer executes their own decisions through their own broker under their own agreement with that broker; we are not a party to it and never hold client funds or transmit orders.

4. Accounts, devices and seats

Account eligibility and accuracy of details. That a subscription grants a number of concurrent enrolled devices, that a device may be released and after what cooldown, and that account sharing is outside the licence.

5. Acceptable use

What may not be done: redistributing or reselling corpus data, circumventing quotas or entitlement checks, reverse-engineering the lease format or key handling, and using the service to build a competing data product. Each prohibition should map to something that would actually be enforced.

6. Market data and third-party rights

That corpus data originates with vendors whose own licence terms bind the customer, that redistribution is prohibited, and that availability of any particular dataset can end when a vendor agreement does.

7. Availability, and what a lease means

The service is provided without an availability commitment unless one is stated separately. Worth describing honestly: an entitlement lease is valid for a period after issue, so an outage of ours does not immediately stop a customer working — and equally, an expired lease stops work whatever the cause.

8. Fees, and where the billing terms live

A pointer to the Subscription Terms rather than a restatement of them, so the two cannot drift apart.

9. Intellectual property

What we own, what the customer owns — in particular that strategies, code and results the customer creates remain theirs — and the scope of the licence granted in each direction.

10. Warranties and liability

Disclaimers to the extent the governing law permits, a liability cap, and the categories excluded. Consumer protections that cannot be excluded must be acknowledged rather than contradicted.

11. Suspension and termination

Grounds, notice, what happens to data and to a paid period on termination, and which clauses survive.

12. Changes to these terms

How changes are notified, from when they apply, and what a customer may do if they do not accept them. Prior versions remain available.

13. Governing law and disputes

The governing law, the forum, and any pre-litigation step required.